Switching to a 4-stroke put me on a serious learning curve. These things are just...different. They sound weird. Mine was loud enough to hurt my ears when I cracked the throttle wide open. Under the seat and tank were more electronics than I'd ever seen on a dirt bike. In stock form, the 350 XC-F stalled easily, partly because it was geared for GNCC champions. After experimentation, I dropped a full tooth on the countershaft sprocket. I also set the idle speed at a pretty healthy RPM. After that, stalling was less of an issue, but it still happened.
On the good side, the 350 cruised awesomely through any kind of conditions which involved sketchy terrain. In the rocks, the 350 hooked up better than any 2-stroke I've ever ridden. I can see why, when I moved to St. Louis in the late-1990s, the Missouri off-road guys embraced 4-strokes so quickly. The rocky terrain was made for this kind of bike. The 350 was also a little smoother in the mud.
This smoothness was countered by less throttle response than a 2-stroke. Fuel injection helped, but the 350 wouldn't lift the front wheel quite as quickly as the 250 and 300 two-strokes I've owned over the years. The 350 also didn't turn as well as a two-stroke. I had read about this, and it's true. However, it's not very noticeable in the woods. I felt it mostly on grass tracks. Much of my practice riding is grass tracks laid out on my pasture land, and sometimes I had to manhandle the bike around turns. The turning traits of the 4-stroke are more than offset by how smooth the bike handled grass, especially if wet. It was actually a bit difficult to make the rear wheel break traction in dry grass, unless I was really leaning into a turn.
I can see why 4-strokes took over the motocross world and are so prevalent in GNCC and World Enduro Series racing. I can also understand why 2-strokes rule in extreme enduros. Sometimes you just need a quick blip of throttle to loft the front wheel in an instant.
As far as maintenance, the answer is yes, the 4-stroke engine requires a little more TLC than a 2-stroke. Oil changes are more frequent, the fancy oil required for these engines is expensive, and you need a lot of oil filters. It's like most things...tradeoffs.
To work on the noise, I bought an FMF "Q" muffler ( "Q" meaning "quiet"). As usual, the manufacturer's claims were dubious. A sound meter might say it's quieter than stock, but when you're trying not to anger your neighbors, in actual operating conditions the bike was still too loud. Likewise, the dyno may indicate more power, but I couldn't tell a lick of difference. So basically I bought an expensive spark arrestor.
One thing I did not buy was an aftermarket seat. Amazingly, KTM actually sold me a bike with a seat that didn't feel like concrete. I did buy the fancy Enduro Engineering complete headlight/taillight combo with a wiring harness. That marked the first time in about a decade that I had an actual working headlight and taillight on my race bike.
Final Conclusions
In 2019, I installed a Rekluse clutch, which cured all stalling problems and helped me be lazier with the clutch. It was an expensive way to fix an annoying feature of a racy dirt bike. KTM's XC line of bikes is clearly designed for more open terrain than what I ride in the Midwest. I was able to make my old 250 XC work because 2-strokes aren't as stall-prone as 4-strokes. I could slow-ride through tight trees and not hear the dreaded tick-tick-tick of a 4-stroke motor about to stall. And I didn't have to spend $1,100 to fix the problem.
I also discovered the downside of the mass of electronics that make a modern fuel injected engine run. When the engine wouldn't fire, I had to get professional help. In 20+ years of subjecting 2-stroke engines to unspeakable abuses, I was always able to make them run again. Not so with the 4-stroke. At my stage in life, I was unwilling to take on the added responsibility of being an electrical engineer, just to make the engine run.
After less than 50 engine hours, I sold the 350XC-F in April 2020...and bought a 2-stroke.